Cream of ___ Soup

Ever need some cream of chicken or cream of mushroom soup, but didn't have any on hand?  Here's a cheap and easy way to make it yourself!  And save some money!

2 T butter
3 T flour
1/2 c broth (or I use water and boullion)
1/2 c milk
salt and pepper to taste

Melt butter in a sauce pan. Add flour and mix together.  Add milk and broth.  Stir on med heat until thickened.  Salt and Pepper to taste.